How to Apply for Indemnity Coverage

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Indemnity coverage for UK doctors

Indemnity coverage?

I don't need that! I'm a safe doctor and I always make sure I double check everything before I send my patient home.

Be that as it may, indemnity insurance is your extra coverage to protect you in case of clinical negligence claims. Yes, your Trust will have provided you with coverage, but this coverage is more about keeping the hospital happy and safe than it is about ensuring your well-being. That being said, this coverage also only takes into account claims from contracted NHS duties. So let's first list out what IS NOT covered by your hospital's indemnity:

  • defense of medical staff in GMC disciplinary proceedings for stopping at a roadside accident, and other good Samaritan acts not listed in your contract
  • clinical trials not covered under legislation
  • work for any outside agency on a contractual basis
  • work . . .

    To continue reading...

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